https://www.wemovetogether.co.uk/blog/ Expert guides, tips, and tools for UK first-time homebuyers. From mortgages and solicitors to moving day checklists. en-gb Sat, 07 Mar 2026 12:45:41 +0000 https://www.wemovetogether.co.uk/images/logo.png https://www.wemovetogether.co.uk/blog/ https://www.wemovetogether.co.uk/blog/how-much-can-i-borrow-mortgage-uk.html https://www.wemovetogether.co.uk/blog/how-much-can-i-borrow-mortgage-uk.html Most UK mortgage lenders will lend you between 4 and 4.5 times your annual gross income in 2026. Find out exactly how much you could borrow with real examples for every salary level. Sun, 01 Mar 2026 09:00:00 +0000 Mortgages & Finance hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/first-time-buyer-mortgage-guide-uk-2026.html https://www.wemovetogether.co.uk/blog/first-time-buyer-mortgage-guide-uk-2026.html Becoming a homeowner is one of the biggest financial decisions of your life. For first-time buyers in the UK, understanding mortgages is essential to making the right choice. Wed, 25 Feb 2026 09:00:00 +0000 First-Time Buyers hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/cost-of-buying-house-uk.html https://www.wemovetogether.co.uk/blog/cost-of-buying-house-uk.html One of the most important questions for anyone considering buying a property is: how much will it actually cost? Many first-time buyers focus solely on the mortgage and overlook substantial hidden costs. Wed, 25 Feb 2026 09:00:00 +0000 Mortgages & Finance hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/uk-house-buying-process-complete-guide.html https://www.wemovetogether.co.uk/blog/uk-house-buying-process-complete-guide.html Buying a house in the UK is a complex process involving legal requirements, financial commitments, and multiple parties working simultaneously. This guide walks you through every stage. Wed, 25 Feb 2026 09:00:00 +0000 First-Time Buyers hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/how-long-to-buy-house-uk.html https://www.wemovetogether.co.uk/blog/how-long-to-buy-house-uk.html You've found the house. Your offer's been accepted. Now comes the hardest part: waiting. Discover the realistic timelines for each stage of the UK house buying process. Wed, 25 Feb 2026 09:00:00 +0000 First-Time Buyers hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/uk-house-buying-checklist.html https://www.wemovetogether.co.uk/blog/uk-house-buying-checklist.html Buying a house feels like herding cats. One hundred tasks, different people, conflicting deadlines. This comprehensive checklist keeps you on track from start to finish. Wed, 25 Feb 2026 09:00:00 +0000 First-Time Buyers hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/stamp-duty-calculator-uk-2026.html https://www.wemovetogether.co.uk/blog/stamp-duty-calculator-uk-2026.html Stamp Duty feels like a secret tax. Most first-time buyers forget about it until their solicitor mentions it. This guide explains exactly what you'll pay and how to calculate it. Wed, 25 Feb 2026 09:00:00 +0000 Tools & Calculators hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/how-to-choose-solicitor-house-buying.html https://www.wemovetogether.co.uk/blog/how-to-choose-solicitor-house-buying.html Choosing a solicitor is one of the most critical decisions you'll make during your house purchase. Your solicitor handles the legal side, protecting your interests throughout the transaction. Wed, 25 Feb 2026 09:00:00 +0000 Legal & Conveyancing hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/mortgage-agreement-in-principle-complete-guide.html https://www.wemovetogether.co.uk/blog/mortgage-agreement-in-principle-complete-guide.html A mortgage agreement in principle might sound like jargon, but it's one of the most important documents you'll need as a house buyer. Learn what it is, how to get one, and why it matters. Wed, 25 Feb 2026 09:00:00 +0000 Mortgages & Finance hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/gazumping-gazundering-uk-house-buying-guide.html https://www.wemovetogether.co.uk/blog/gazumping-gazundering-uk-house-buying-guide.html You've found your dream home. Your offer's been accepted. Then the seller pulls out. Gazumping and gazundering are real risks in the UK property market. Learn how to protect yourself. Wed, 25 Feb 2026 09:00:00 +0000 First-Time Buyers hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/buying-house-with-someone-joint-mortgage.html https://www.wemovetogether.co.uk/blog/buying-house-with-someone-joint-mortgage.html Buying a house with someone else — whether a partner, friend, or family member — is increasingly common in the UK. Learn about joint tenancy, tenants in common, and protecting your investment. Wed, 25 Feb 2026 09:00:00 +0000 Mortgages & Finance hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/uk-house-buying-costs-calculator.html https://www.wemovetogether.co.uk/blog/uk-house-buying-costs-calculator.html Buying a house costs far more than just the deposit. First-time buyers are often shocked by the fees, taxes, and miscellaneous costs. This guide breaks down every penny you'll spend. Wed, 25 Feb 2026 09:00:00 +0000 Tools & Calculators hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/mortgage-offer-vs-agreement-in-principle.html https://www.wemovetogether.co.uk/blog/mortgage-offer-vs-agreement-in-principle.html As a first-time buyer, you'll hear two terms repeatedly: Agreement in Principle and Mortgage Offer. They sound similar but are fundamentally different documents at different stages. Wed, 25 Feb 2026 09:00:00 +0000 Mortgages & Finance hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/uk-conveyancing-process-step-by-step.html https://www.wemovetogether.co.uk/blog/uk-conveyancing-process-step-by-step.html Conveyancing is the legal process of transferring property ownership from seller to buyer. It involves numerous steps, legal checks, and paperwork that typically takes 8-12 weeks. Wed, 25 Feb 2026 09:00:00 +0000 Legal & Conveyancing hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/building-survey-vs-homebuyer-report.html https://www.wemovetogether.co.uk/blog/building-survey-vs-homebuyer-report.html When you're buying a property, your mortgage lender arranges a basic valuation. But that's not enough. You need an independent survey to understand the property's actual condition. Wed, 25 Feb 2026 09:00:00 +0000 Legal & Conveyancing hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/chain-free-properties-uk-buyers-guide.html https://www.wemovetogether.co.uk/blog/chain-free-properties-uk-buyers-guide.html If you've been house hunting, you've seen 'chain free' properties advertised. Learn what it means, why it matters, and how being chain free can speed up your purchase significantly. Wed, 25 Feb 2026 09:00:00 +0000 Property Market hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/moving-house-checklist-uk-complete-guide.html https://www.wemovetogether.co.uk/blog/moving-house-checklist-uk-complete-guide.html Moving house is one of life's most stressful experiences. Between organising removals, notifying dozens of organisations, and managing packing, this checklist keeps everything on track. Wed, 25 Feb 2026 09:00:00 +0000 Moving & Completion hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/first-time-buyer-mortgage-mistakes-10-errors.html https://www.wemovetogether.co.uk/blog/first-time-buyer-mortgage-mistakes-10-errors.html Getting your first mortgage is one of the biggest financial decisions of your life. Yet many first-time buyers make avoidable mistakes that cost them thousands of pounds. Wed, 25 Feb 2026 09:00:00 +0000 Mortgages & Finance hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/uk-property-market-outlook-2026.html https://www.wemovetogether.co.uk/blog/uk-property-market-outlook-2026.html The UK property market in 2026 is shaped by interest rate stabilisation, mortgage rate pressures, and evolving government schemes. Here's what it means for first-time buyers. Wed, 25 Feb 2026 09:00:00 +0000 Property Market hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/post-10-uk-home-survey-types.html https://www.wemovetogether.co.uk/blog/post-10-uk-home-survey-types.html When you're buying a property in the UK, choosing the right survey type is one of the most important decisions. Learn the differences between Condition Report, HomeBuyer Report, and Building Survey. Wed, 25 Feb 2026 09:00:00 +0000 Legal & Conveyancing hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/post-11-property-chains-guide.html https://www.wemovetogether.co.uk/blog/post-11-property-chains-guide.html When you're buying a property in the UK, you'll almost certainly encounter the term 'property chain.' Learn what chains are, how they work, and how to avoid being caught in one. Wed, 25 Feb 2026 09:00:00 +0000 First-Time Buyers hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/post-12-uk-mortgage-types.html https://www.wemovetogether.co.uk/blog/post-12-uk-mortgage-types.html When you're ready to buy a property, choosing the right mortgage type is one of the most important financial decisions you'll make. This guide explains every UK mortgage type clearly. Wed, 25 Feb 2026 09:00:00 +0000 Mortgages & Finance hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/post-13-leasehold-vs-freehold.html https://www.wemovetogether.co.uk/blog/post-13-leasehold-vs-freehold.html When you start house hunting in the UK, choosing between leasehold and freehold is one of the most important decisions. Learn how each affects your finances, rights, and long-term ownership. Wed, 25 Feb 2026 09:00:00 +0000 Legal & Conveyancing hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/post-14-uk-property-valuations.html https://www.wemovetogether.co.uk/blog/post-14-uk-property-valuations.html Understanding how much your house is worth — or what you should pay for a property — is fundamental to successful house buying. Property valuation is more nuanced than online estimates. Wed, 25 Feb 2026 09:00:00 +0000 Tools & Calculators hello@wemovetogether.co.uk (weMOVEtogether Team) https://www.wemovetogether.co.uk/blog/post-15-help-to-buy-lifetime-isa.html https://www.wemovetogether.co.uk/blog/post-15-help-to-buy-lifetime-isa.html If you're a first-time buyer saving for a deposit, the government offers two schemes to help: the Help to Buy ISA and the Lifetime ISA. Learn which one is right for your savings goals. Wed, 25 Feb 2026 09:00:00 +0000 First-Time Buyers hello@wemovetogether.co.uk (weMOVEtogether Team)