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Budget Planner
Plan your full home-buying budget — track your income, expenses, savings rate, and deposit timeline all in one place
Buying a home involves more costs than just the purchase price. Use our free budget planner to calculate every expense — from your deposit and stamp duty to solicitor fees, surveys, and moving costs. The typical total cost beyond the house price is £8,000 to £15,000 for first-time buyers.
Don't get caught out: Many buyers underestimate the hidden costs of buying a house. This planner helps you see the full picture before you commit.
Income & Savings
Monthly Take-Home Income
Your net pay each month after tax and National Insurance
Leave blank if buying alone
Freelance, rental, benefits, or any other regular income
Current Savings
How much you set aside each month
Monthly Expenses
Housing & Utilities
Everyday Living
Debt Commitments
Property Target
The price of the home you're aiming to buy
Before tax — used for mortgage estimate
Monthly Budget Summary
Enter your income and expenses to see your budget summary
Deposit Timeline
Enter your target property price and monthly savings to see your deposit timeline
Affordability Summary
Enter your gross salary and target price to see your affordability breakdown
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